Workers' Compensation: Maximizing Benefits

Estimated reading time: 12 minutes Key Takeaways When an employer is self-insured, the employer—not an insurance carrier—funds workers’ compensation benefits and often hires a third-party administrator (TPA) to handle day-to-day claims. To learn who handles your claim, ask HR, check the posted coverage notice, and contact the California Division of Workers’ Compensation (DWC) if you’re […]

Estimated reading time: 18 minutes Key Takeaways Criminal charges do not automatically bar California workers’ comp benefits; compensability turns on whether the injury “arises out of and in the course of employment” and whether a statutory exclusion applies under Labor Code §3600. Two exclusions insurers frequently raise are intoxication and willful misconduct. The employer/insurer bears

Estimated reading time: 12 minutes Key Takeaways In California, most app-based drivers are treated as independent contractors under Prop 22, so traditional DWC workers’ comp does not apply unless the driver is proven to be an employee. Prop 22 provides a limited injury protection package only while a driver is “engaged” in a ride or

Estimated reading time: 15 minutes Key Takeaways The short answer to “what is the purpose of the nervous system” is communication and control: it receives information, processes it, and sends commands to keep you alive, safe, and functioning. Your nervous system operates on multiple levels at once—automatic functions (like breathing), voluntary movement, and higher processes

Estimated reading time: 17 minutes Key Takeaways If you’re searching for childcare help injured worker, workers’ compensation may cover childcare in limited situations when it is medically necessary and reasonable under state rules. Coverage decisions typically hinge on medical necessity, clear activity restrictions, causation to the work injury, and documentation of reasonable, local childcare costs.

Estimated reading time: 18 minutes Key Takeaways Vocational experts translate medical restrictions into real-world employability, wage capacity, and retraining options that can raise or lower disability outcomes. Core deliverables include a job skills assessment after injury, a return to work evaluation, labor market surveys, and disability rating vocational evidence. Credible vocational opinions hinge on up-to-date

Estimated reading time: 16 minutes Key Takeaways The Fred Warner injury was reported as a season-ending right ankle injury requiring surgery, with multiple outlets confirming he was carted off the field and placed in an air cast. Media reaction ranged from shock to sweeping predictions about the 49ers’ season, but factual updates from team sources

Estimated reading time: 17 minutes Key Takeaways You can sometimes work while receiving California workers’ comp—if your treating physician clears you, you disclose all earnings, and you follow written restrictions. Part-time, modified, or light-duty work is common; outside wages usually reduce temporary disability payments through Temporary Partial Disability (TPD). Undisclosed work or duties that contradict

Estimated reading time: 8 minutes Key Takeaways Dependents typically receive benefits only if the worker dies from a work-related injury or disease. When a worker is injured but alive, wage-replacement and medical benefits are paid to the worker, not dependents. Death benefits often follow statutory formulas and may include burial expenses and ongoing payments for

Estimated reading time: 12 minutes Key Takeaways Act fast: Get medical care immediately and report the injury to your employer in writing. Use the right providers: Choose workers’ comp–approved clinics to avoid billing and authorization delays. Document everything: Keep a simple, organized file of all visits, restrictions, and communications. If you’re searching for “work injury