Understanding Workers' Compensation Essentials

Estimated reading time: 16 minutes Key Takeaways Facial injury workers compensation can cover medical care, wage replacement, permanent disability, and separate disfigurement awards for visible scars in California. “Face trauma on the job workers comp” includes acute injuries (cuts, burns, fractures, avulsions) and surgery-related scars, plus cumulative exposures that leave visible damage. Disfigurement benefits work […]

Estimated reading time: 18–22 minutes Key Takeaways Workers comp home modification coverage can pay for “reasonable and necessary” home accessibility changes that address medical needs and functional limits after a work injury. Common approvals include wheelchair ramps, roll-in showers, doorway widening, stair lifts, safety features, and kitchen access—each supported by medical prescriptions and an OT

Estimated reading time: 22 minutes Key Takeaways Delays in reporting increase costs, slow care, and make insurers more likely to contest causation—act immediately and in writing. Your employer must receive your notice, open a claim, and typically submit a First Report of Injury to its carrier within state-set deadlines or face penalties. If your employer

Estimated reading time: 15 minutes Key Takeaways Turf toe injury is a sprain of the big toe’s metatarsophalangeal (MTP) joint caused by forceful upward bending (hyperextension); it can happen at work during quick push-offs, slips, or pivots—not just in sports. Symptoms range from mild soreness to severe swelling, bruising, and loss of push-off power; early

Estimated reading time: 22–26 minutes Key Takeaways Workers’ compensation covers medical care and wage replacement if a psychiatric injury is predominantly caused by work; FMLA/CFRA provide job-protected, unpaid leave and continued health coverage without proving work causation. You can often use both at once: temporary disability (TTD) from workers’ comp for income, while FMLA/CFRA protects

Estimated reading time: 20 minutes Yes — in most cases you can get California workers comp out of state injury benefits if the injury arose out of and in the course of your employment and your job is sufficiently connected to California. Facts matter: where you were hired, your regular work location, and whether the

Estimated reading time: 20 minutes Key Takeaways In California, child support enforcement is the main reason workers’ compensation might be garnished. Temporary disability (TD) is often reachable, while permanent disability (PD) usually is not without a special court order. Ordinary creditors generally cannot garnish workers’ comp; these benefits are protected in many states to preserve

Estimated reading time: 14 minutes Key Takeaways Recent reports show the Brock Purdy injury is a turf toe (metatarsophalangeal joint sprain) that sidelined him for weeks before a full practice designation returned him to action. Athlete return-to-play decisions mirror “return-to-work” choices for injured employees: diagnosis, conservative care, functional testing, and safe, staged activity matter. California

Estimated reading time: 18 minutes Key Takeaways A workers comp natural disaster injury is generally covered if the injury arises out of and occurs in the course of employment, including during employer-ordered evacuations. Act fast: get medical care, notify your supervisor in writing, preserve evidence, and document every cost and restriction—deadlines can be short. Benefits

Estimated reading time: 18–22 minutes Key Takeaways If you were injured by faulty workplace equipment, act fast: get medical care, report the incident, preserve the machine, and document everything with photos, witnesses, and logs. An equipment malfunction injury report should capture who, what, when, where, and how—plus machine identifiers, maintenance status, safety devices, witness statements,