Author name: Christopher Lyle

Estimated reading time: 22 minutes Key Takeaways California workers’ compensation is a no-fault system. Bus and rail transit employees generally qualify for medical care, wage replacement, and disability benefits even if a crash or incident wasn’t your fault. Act fast: report the incident, get the DWC‑1 from your employer within one working day, preserve dashcam/video

Estimated reading time: 17 minutes Key Takeaways A workers comp injury close to retirement can affect pension vesting, retirement timing, disability retirement options, and how workers’ compensation, Social Security, Medicare, and taxes interact. In California, temporary disability typically pays two-thirds of your average weekly wages (up to set limits), permanent disability is based on an

Estimated reading time: 16 minutes Jump to the practical checklist | Jump to California-specific rules Key Takeaways Most paid apprentices are considered employees for workers’ compensation, so skilled trades apprentice injury workers comp generally applies to job-related injuries. Coverage turns on facts like who controls your work, who pays you, and whether you’re doing productive

Estimated reading time: 17 minutes Key Takeaways When you compare and contrast drugs and supplements, two core differences stand out: the regulatory path (prescription/OTC drugs require premarket approval; supplements generally do not) and the strength of evidence permitted to support health claims. Two clear similarities: both can affect the body’s biology (benefits and harms) and

Estimated reading time: 18 minutes Key Takeaways Start by confirming claim status, documenting every contact, and asking for a written payment date; delays often stem from fixable issues like missing wage statements or medical reports. For short-term stability, prioritize no-cost aid first (hardship deferrals, grants, SNAP/Medicaid), then low-cost options like credit union loans or employer